Welcome to Cogitate Academy, an online educational platform operated by Netpub, accessible at cogitateacademy.online (the “Website”). This Disclaimer outlines important information regarding the use of our Website and Services, including online courses, resources, and related features (collectively, the “Services”). By accessing or using the Website or Services, you acknowledge and agree to the terms set forth in this Disclaimer, along with our Terms and Conditions (cogitateacademy.online/terms-and-conditions) and Privacy Policy (cogitateacademy.online/privacy-policy). If you do not agree with this Disclaimer, you must not use the Website or Services.
1. Purpose of This Disclaimer
This Disclaimer is intended to inform you about the limitations of the content and Services provided by Cogitate Academy, the responsibilities of users, and the extent of Netpub’s liability. It clarifies that the information and materials on our Website are provided for general educational purposes and should not be relied upon as professional advice or a substitute for qualified expertise. This Disclaimer applies to all users, including registered users, visitors, subscribers, and anyone interacting with the Website or Services.
2. General Information Only
The content provided on Cogitate Academy, including but not limited to courses, videos, articles, quizzes, forums, and downloadable materials, is intended for general informational and educational purposes only. While we strive to ensure that our content is accurate, current, and relevant, we do not guarantee its completeness, accuracy, or applicability to your specific circumstances. The information provided is not intended to constitute professional advice, including but not limited to legal, financial, medical, or career advice. You should consult a qualified professional for advice tailored to your individual needs.
3. No Warranties
The Website and Services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Netpub does not warrant that:
- The Website or Services will be uninterrupted, error-free, or free from viruses or other harmful components.
- The content will meet your expectations, requirements, or specific objectives.
- The information provided is accurate, complete, or up-to-date at all times.
- The Website will be compatible with your devices, browsers, or operating systems.
You acknowledge that your use of the Website and Services is at your own risk, and you are solely responsible for any decisions or actions taken based on the content provided.
4. Educational Content Limitations
Cogitate Academy offers courses and resources designed to enhance knowledge and skills in various fields, such as business, technology, creative arts, and personal development. However, the following limitations apply:
- No Guarantee of Outcomes: Completing a course or engaging with our content does not guarantee specific results, such as employment, certifications, or academic credits, unless explicitly stated. Outcomes depend on your effort, prior knowledge, and external factors beyond our control.
- Not a Substitute for Formal Education: Our courses are not accredited by any educational institution unless otherwise specified. They are intended to supplement, not replace, formal education or professional training.
- Content Updates: While we aim to keep our content current, industries and best practices evolve. We are not obligated to update content, and users should verify information independently if needed.
5. User Responsibility
As a user of Cogitate Academy, you are responsible for:
- Verifying Information: Independently verifying the accuracy and applicability of any information before relying on it.
- Use of Content: Using the Website and Services in accordance with our Terms and Conditions and applicable laws.
- Technical Requirements: Ensuring your devices, internet connection, and software are suitable for accessing the Website and Services.
- Account Security: Maintaining the confidentiality of your account credentials and notifying us immediately of any unauthorized use.
You agree that any decisions or actions taken based on the Website’s content are solely your responsibility, and Netpub shall not be liable for any consequences arising from such decisions or actions.
6. Limitation of Liability
To the fullest extent permitted by law, Netpub, its affiliates, and their respective officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or opportunities, arising out of or in connection with:
- Your use of or inability to use the Website or Services.
- Errors, inaccuracies, or omissions in the content provided.
- Unauthorized access to or use of your account or personal information.
- Interruptions, delays, or technical issues affecting the Website or Services.
- Any reliance on the information or materials provided on the Website.
Our total liability to you for any claim arising from your use of the Website or Services shall not exceed the amount you paid to us in the six months preceding the claim, if applicable. This limitation applies regardless of the legal theory under which the claim is brought, including contract, tort, or negligence.
7. Third-Party Content and Links
The Website may contain links to third-party websites, services, or resources that are not owned or controlled by Netpub. We do not endorse or assume responsibility for the content, accuracy, or practices of these third parties. You access third-party websites at your own risk and should review their terms and policies before engaging with them. Examples include:
- External resources referenced in courses.
- Social media platforms linked from our Website.
- Third-party payment processors used for transactions.
Netpub is not liable for any damages or losses resulting from your interaction with third-party websites or services.
8. User-Generated Content
If the Website allows you to post, upload, or share content (e.g., comments, forum posts, or reviews), you are solely responsible for such content. Netpub does not endorse or verify user-generated content and disclaims liability for any inaccuracies, offensive material, or legal violations contained therein. We reserve the right to remove or moderate user-generated content that violates our Terms and Conditions or is deemed inappropriate.
9. No Professional Advice
The content on Cogitate Academy is not intended to provide professional advice, including but not limited to:
- Legal Advice: Information related to laws or regulations is for general knowledge only and should not be used as a substitute for consulting a licensed attorney.
- Financial Advice: Content related to business or finance is educational and not a substitute for advice from a qualified financial advisor.
- Medical or Health Advice: Any health-related content is for informational purposes and should not replace advice from a healthcare professional.
- Career Advice: Career development courses are designed to provide guidance, not guaranteed employment outcomes.
Always seek the advice of a qualified professional for matters requiring specialized expertise.
10. Intellectual Property
All content on the Website, including text, videos, graphics, and course materials, is the property of Netpub or its licensors and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of this content may result in legal action. You are granted a limited license to use the content for personal, non-commercial purposes, as outlined in our Terms and Conditions.
11. Technical Limitations
While we strive to maintain a reliable and secure platform, technical issues may occur, such as:
- Server downtime or interruptions due to maintenance or unforeseen circumstances.
- Compatibility issues with certain devices or browsers.
- Errors in course delivery or payment processing.
Netpub is not liable for any damages or losses resulting from such technical issues. If you encounter problems, contact us at support@stylemingle.site for assistance.
12. No Endorsement of External Content
Any references to third-party products, services, or organizations within our content do not constitute an endorsement or recommendation by Netpub. Such references are for informational purposes only, and you should conduct your own research before engaging with third-party offerings.
13. Governing Law
This Disclaimer is governed by the laws of the State of California, United States, without regard to its conflict of law principles. Any disputes arising from this Disclaimer shall be resolved exclusively in the state or federal courts located in Los Angeles County, California.
14. Changes to This Disclaimer
We may update this Disclaimer from time to time to reflect changes in our practices, legal requirements, or Services. The updated Disclaimer will be posted on the Website with a revised “Last Updated” date. Your continued use of the Website or Services after such changes constitutes your acceptance of the updated Disclaimer.
15. Contact Us
If you have questions or concerns about this Disclaimer, please contact us at:
Netpub
Email: support@stylemingle.site
Address: 123 Learning Lane, Suite 100, City, State, ZIP, United States
Our support team is available Monday through Friday, 9:00 AM to 5:00 PM EST, and typically responds within 24-48 hours.
16. Acknowledgment
By using Cogitate Academy, you acknowledge that you have read, understood, and agree to this Disclaimer. You agree to use the Website and Services at your own risk and to hold Netpub harmless for any damages or losses arising from your use of the platform. This Disclaimer is incorporated into our Terms and Conditions, which provide additional details about your rights and responsibilities as a user.
Netpub
Cogitate Academy
Website: cogitateacademy.online
Thank you for choosing Cogitate Academy as your learning partner. We are committed to providing valuable educational resources while being transparent about the limitations of our Services.