Welcome to Cogitate Academy (the “Website”), operated by Netpub (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our Website, cogitateacademy.online, including all content, services, and products offered through the Website. By accessing or using the Website, you (“User,” “you,” or “your”) agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website.
1. Acceptance of Terms
By accessing or using the Website, you confirm that you are at least 18 years of age or have the consent of a parent or legal guardian to use the Website, and you agree to comply with these Terms. These Terms constitute a legally binding agreement between you and Netpub. We reserve the right to modify or update these Terms at any time without prior notice, and such changes will be effective immediately upon posting on the Website. Your continued use of the Website after any changes signifies your acceptance of the updated Terms.
2. Description of Services
Cogitate Academy provides online educational courses, resources, and content designed to support learning and professional development. Services may include, but are not limited to, access to video lectures, downloadable materials, interactive forums, quizzes, and other educational tools. We reserve the right to modify, suspend, or discontinue any part of the Services at our discretion without prior notice.
3. User Responsibilities
3.1 Account Creation
To access certain features of the Website, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
3.2 Acceptable Use
You agree to use the Website and its Services only for lawful purposes and in accordance with these Terms. You shall not:
- Use the Website in any way that violates applicable federal, state, or international laws.
- Engage in conduct that restricts or inhibits anyone’s use or enjoyment of the Website, including posting offensive, defamatory, or unlawful content.
- Attempt to gain unauthorized access to any part of the Website, its servers, or systems.
- Introduce viruses, malware, or other harmful code to the Website.
- Use the Website to engage in any form of harassment, abuse, or discriminatory behavior.
3.3 User-Generated Content
If the Website allows you to post, upload, or share content (e.g., comments, forum posts, or reviews), you represent that such content is your original work or that you have the right to share it. By submitting content, you grant Netpub a non-exclusive, royalty-free, worldwide license to use, display, reproduce, and distribute such content on the Website. You are solely responsible for the content you post, and we reserve the right to remove any content that violates these Terms or is deemed inappropriate.
4. Intellectual Property Rights
All content on the Website, including but not limited to text, graphics, logos, videos, course materials, and software, is the property of Netpub or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our express written permission. Unauthorized use of our intellectual property may result in legal action.
You are granted a limited, non-exclusive, non-transferable license to access and use the Website and its content for personal, non-commercial purposes, subject to these Terms. This license does not permit you to share course materials with third parties, record or reproduce lectures, or use the content for any commercial purpose.
5. Payment and Subscription Terms
5.1 Fees
Some Services on the Website may require payment, such as course enrollments or subscriptions. All fees are listed in U.S. dollars and are non-refundable unless otherwise stated. You agree to pay all applicable fees as described on the Website at the time of purchase.
5.2 Payment Methods
We accept payments through third-party payment processors (e.g., Stripe, PayPal). You agree to provide accurate payment information and authorize us to charge your chosen payment method for all fees incurred. We are not responsible for errors made by third-party payment processors.
5.3 Subscription Billing
If you subscribe to a recurring service, you authorize us to charge your payment method on a recurring basis (e.g., monthly or annually) until you cancel your subscription. You may cancel your subscription at any time through your account settings, but no refunds will be provided for partial billing periods. Access to subscription-based Services will continue until the end of the current billing cycle.
5.4 Free Trials
If we offer a free trial, you may be required to provide payment information to begin the trial. Unless you cancel before the trial period ends, your payment method will be charged for the applicable subscription fee. Trial terms will be clearly communicated at the time of sign-up.
6. Refunds and Cancellations
6.1 Course Purchases
Refunds for individual course purchases may be available within 14 days of purchase, provided you have not accessed more than 25% of the course content. Refund requests must be submitted in writing to our support team at support@stylemingle.site. We reserve the right to deny refund requests at our discretion.
6.2 Subscription Cancellations
You may cancel a subscription at any time, but no refunds will be issued for partial billing periods. Upon cancellation, you will retain access to the subscription content until the end of the current billing cycle.
7. Limitation of Liability
To the fullest extent permitted by law, Netpub, its affiliates, and their respective officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or in connection with your use of the Website or Services. Our total liability to you for any claim arising from these Terms or your use of the Website shall not exceed the amount you paid to us in the six months preceding the claim.
The Website and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
8. Disclaimers
We strive to ensure the accuracy of the content provided on the Website but do not guarantee that all information is accurate, complete, or up-to-date. You acknowledge that reliance on any information provided on the Website is at your own risk. For professional advice, including but not limited to educational, financial, or legal matters, you should consult a qualified professional.
9. Termination
We reserve the right to suspend or terminate your access to the Website or any Services at our sole discretion, without notice, for any reason, including but not limited to violation of these Terms, abusive behavior, or suspected fraudulent activity. Upon termination, your right to access the Website and its Services will cease immediately, and any licenses granted to you under these Terms will be revoked.
10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State, e.g., California], United States, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be resolved exclusively in the state or federal courts located in [Insert County, e.g., Los Angeles County], California. You agree to submit to the personal jurisdiction of such courts.
11. Indemnification
You agree to indemnify, defend, and hold harmless Netpub, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees, arising out of or in connection with your violation of these Terms, your use of the Website, or any content you post or share.
12. Third-Party Links
The Website may contain links to third-party websites or services that are not owned or controlled by Netpub. We are not responsible for the content, privacy policies, or practices of any third-party websites. You access such websites at your own risk and should review their applicable terms and policies.
13. Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy at cogitateacademy.online/privacy-policy to understand how we collect, use, and protect your personal information.
14. Modifications to the Website
We reserve the right to modify, suspend, or discontinue the Website or any part of its Services at any time, with or without notice. We shall not be liable to you or any third party for any such modifications, suspensions, or discontinuations.
15. Miscellaneous
15.1 Entire Agreement
These Terms, together with the Privacy Policy, constitute the entire agreement between you and Netpub regarding your use of the Website and supersede any prior agreements.
15.2 Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
15.3 No Waiver
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
15.4 Assignment
You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign or transfer these Terms at our discretion.
16. Contact Information
For questions or concerns about these Terms, please contact us at:
Netpub
Email: support@stylemingle.site
Address: [Insert Business Address, e.g., 123 Learning Lane, Suite 100, City, State, ZIP]
By using Cogitate Academy, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.